Introduction of Jan Samarth Portal

The Jan Samarth Portal has been launched by the Central Government under the leadership of Prime Minister Shri Narendra Modi to take the benefits of credit-linked government schemes to the people. With the launch of this portal, it will be easy to take loans under government schemes. Earlier, when people had to face many problems in taking government loans, now people will be able to take loans easily.

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People will now be able to easily apply for loans under government schemes/schemes through Jan Samarth Portal. Then in the initial phase, loan facilities under four categories will be made available on the portal. In which loans will be provided by the government to promote and encourage agriculture, education, infrastructure, and business.

This will be the first portal in the country in which all the work from loan application till the loan is sanctioned will be done through this portal. Applicants willing to take a loan will be able to apply directly to take a loan with the help of this portal. Simultaneously, with the help of the loan applicant portal, their eligibility will also be able to check with the help of this portal.

What is Jan Samarth Portal

Jansamarth Portal is a digital portal launched by the government to provide loan facilities to citizens under government schemes. Which was started by the Prime Minister of the country Narendra Modi. If an applicant applies for a loan through Jan Samarth Portal, then he will be able to track his application from here. Many credit-linked government schemes will be available on the portal through which one will be able to take loans easily.

How to Apply For a Loan From Jan Samarth Portal

There are four categories of loans on this portal. The names of these categories are

• Education Loan
• Agri Infrastructure Loan
• Business Activity Loan
• Livelihood Loan

There are several schemes listed under each loan category. The category under which the beneficiary wants to take the loan. For that first, he has to answer some questions related to it (you can see in the image below). Through these answers, the beneficiaries will also be able to check their eligibility. If the customers are eligible for the loan, they will get the approval online.

Schemes are Available on Jan Samarth Portal

• Education Loan

1. Central Sector Interest Subsidy (CSIS)
2. Padho Pardesh (Padho Pardesh)
3. Dr. Ambedkar Central Sector Scheme (Dr. Ambedkar)

• Agri Infrastructure Loan

1. Agri Clinics and Agri-Business Centres Schemes (ACABC)
2. Agricultural Marketing Infrastructure (AMI)
3. Agriculture Infrastructure Fund(AIF)

• Business Activity Loan

1. Prime Minister’s Employment Generation Programme (PMEGP)
2. Weaver Mudra Scheme (WMS)
3. Pradhan Mantri MUDRA Yojna (PMMY)
4. Pradhan Mantri Street Vendor Aatmanirbhar Nidhi Scheme (PM SVAN Nidhi)
5. Self-Employment Scheme for Rehabilitation of Manual Scavengers (SRMS)
6. Stand Up India Scheme (Stand Up India)

• Livelihood Loan

1. Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM)

What are the Documents Required to Take a Loan From Jan Samarth Portal?

The documentation requirements vary depending on the scheme. Aadhaar number, voter ID, PAN Card, bank statements, and other necessary papers are needed in order to apply online through the Portal.

List of Partners Bank 

These banks came together on a single platform to ensure a fast, smooth and secure process of availing subsidies for the beneficiaries.

• SBI
• Bank of Baroda
• Punjab National Bank
• Canara bank
• Union Bank
• Bank of India
• Central Bank of India
• Bank of Maharashtra
• Indian Bank
• Indian Overseas Bank
• Punjab & Sind Bank
• UCO Bank
• Sidbi
• National Bank For Agriculture and Rural Development
• HDFC Bank
• ICICI Bank
• Axis Bank
• IDBI Bank
• HDFC